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Everyone loves a cat and that's why they make great pets. Spotting some of the cat health symptoms is not that difficult. They don't need as much attention like a dog, simple to look after, gentle and very loving.

You could be forgiven for thinking they are 'designed' for indoors. They love to be inside. Even in smaller houses, cats adapt well and can be toilet trained in the smallest of spaces.

Although cats are easy to look after there are still a few diseases' which can strike very easily so it is best to know what to look out for.

A common skin disease in cats is ringworm. Your pet may contract ringworm from its bedding or other contaminated objects such as clippers or contact with other infected cats. Luckily, ringworm can easily be overcome with two tablespoons of colloidal silver for a week or a trip to the vet for medication.

And just like humans, some cats can become diabetic. The thought of your cat having diabetes may not seem pleasant but with a little research and understanding, you'll easily discover to look out for. But one thing to take note on is that this condition is not the same as human diabetes so it can not be treated the same. With a little education on the owners part, cats can enjoy a normal life when the right procedures are in place.

One of the more common diseases to watch for is obesity. Initial estimates suggest that over 1 out of every 10 cats is considered to be overweight or obese. The way to tackle this is to regulate the food intake of your pet cat. Don't leave a whole load of food in the feeding dish so that they can have a nibble as and when it pleases them. Try to go for one feed in the morning and one at night.

Another common and sometimes more troublesome problem is fleas. Once these are on the body of your cat, they multiply fast and they won't leave on their own. Fleas can cause your cat to scratch itself excessively which can lead to hair loss and infections. At your first suspicion that your cat may have fleas, treat it with one of the many treatments available to get rid of them quick. Ask your vet for his recommendation.

Urinary tract infections must also be looked for. If your cat decides to stop using the litter tray then this is probably because of a urinary tract. A visit to the vet will be required.

The basic advice is the best. Take your time to keep your pet cat away from any dangers. Don't have any plants which may contain poison in your house or other area your cat may be able to get at it. Small objects like rubber bands or string can be harmful if swallowed so don't leave these lying around. A nice and healthy food plan which is high in protein with plenty of water. Brush your cat every day to prevent hairballs. Your cat will thank you for this one.

You can be great friends with your cat and they will be a wonderful companion to you. By looking out for some these cat health symptoms, time spent with your cat will be enjoyable.

Would you like more tips on looking after your cat?
For more free advice, tips and suggestions, visit Feline Health Care

I would like to talk to you today about Florida Health Savings Account plans (Florida HSA). This is a type of health insurance plan that offers very low cost premiums with a somewhat higher deductible.

Many of you have discovered how great these plans can be and have already taken advantage of them. The rest of you still have a frame of mind that prevents you from buying these cost-saving Florida health insurance plans. You still think that you will be able to buy a plan with low co-pays, covers everything and has a $100 deductible. Then again, many of you still hold on to the hope that Santa Claus is a real person.

Let's say you are sitting in your living room and a baseball flies through the window. It breaks a pane of glass. You call to have it repaired and the charges total $100. Your homeowner's policy has a $5,000 deductible so you pay out of pocket.

Chances are you do not spend the next day shouting about your rotten homeowner's policy that would not reimburse you the $100. Chances are that you do not shout at your home owner's insurance agent about "What the hell do I pay premiums for?"

Why? It is because you bought the policy to help pay for the things that can happen to a home that cost a lot of money. Situations like a fire or a hurricane. You are smart enough to know that if they paid for the broken window, your homeowner's plan would be even more outrageously expensive than it already is. You can pay for the window and your children will still eat tomorrow.

The purpose of insurance, any type of insurance, is to provide financial help for those situations that would be a hardship if we had to pay out of own pockets. The degree to which you want to be protected, in other words the amount of compensation you receive and the deductible (the amount you have to pay before the insurance company does), will determine how much you pay for insurance. It is as simple as that.

Those of you looking for a Florida health insurance plan with $10 co-pays, $100 deductibles, vision, dental and a limo to pick you up and take you to the doctor are living in a dream world. Health insurance premiums in Florida, in case you did not notice, are going up each year 8% to 20% depending on the carrier and plan.

Now, let's talk about an intelligent solution. The rest of this discussion will assume a working knowledge of 4th grade arithmetic. You do NOT have to smarter than a 5^th grader to understand all of this.

All of our HSA plans are PPO's. In other words, if you go to a network provider (physician, lab, testing facility, etc.) you are entitled to the discounted PPO rate for services. You will pay the reduced rate the insurance company pays. A physician visit may be reduced from $100 down to $60 under these circumstances.

You pay a premium each month for the health insurance plan, just like any other Florida health insurance. However, this plan has a somewhat higher deductible and a lower monthly premium. If you meet the deductible, the insurance company pays the rest of your expenses. It is still multi-million dollar major medical coverage.

What about doctor's visits and prescriptions? You pay them. But here is the catch. Uncle Sam allows you to set up a special savings account. This is an interest bearing account, the money is yours, and it does not disappear at the end of the year.

For every dollar you put into the savings account, you can take a dollar off of your gross income at tax time. Your "Uncle" is helping you to pay for your health insurance. You are paying medical expenses with pre-tax money.

Here is an example. A couple (Male 40 and Female 35) living in Pinellas County would pay $130 a month for a $6000 deductible HSA plan. A plan with a similar out of pocket expense and some doctor co-pays would be $270 a month.

For the privilege of paying a doctor visit for $35 instead of $60, it will cost them more than $1600 a year. From my stand point, that is insane. If something terrible happened to you, the coverage is the same. Actually, you would pay a little less in out-of-pocket expenses with the HSA plan.

If this couple were in a 25% tax bracket and put the $1600 into their Health Savings Account, they would save $400 a year in taxes and get interest on the money as well. If you factor that in, they are paying less than $100 a month for multi-million dollar PPO Florida health insurance. Not bad.

I am not going to go through a complete explanation as to how the HSA plans work. It is discussed on our website flquote.com. Plus, I would be glad to email you a complete brochure.

You need to approach health insurance (or any type of insurance) with a business mindset. The question you need to ask yourself or your agent is "What do I get for the extra dollar of premium?" In our aforementioned example, what did they get for the extra $1,600 a year? Not much really.

Believe it or not, the insurance carriers want you to buy the cheaper high deductible plans. They structure their prices to make it much more attractive. It is good for you and it is even better for them. Plus, the rate increases tend to be much lower.

Florida HSA plans are almost always the best choice for health insurance. How much are you paying for your low deductible health insurance plan? You think you are going to the doctor for $20. But, if you pay an extra $1,000 a year for the plan and go to the doctor 4 times in a year, the visit is costing you $220. Not such a bargain after all.

Has the light gone on yet? Are you starting to understand that the insurance company is trying to rip you off? Call us at 800-2727-0512 and we will walk you through a quote that will compare your plan to a Florida HSA plan.

Martin Unger is a nationally known expert in health insurance. He started flquote.com, one of the first online health insurance agencies in the United States.

For more information on this topic, go to http://www.flquote.com or call the author at 800-272-0512.